Interview with Jon Mulkin
In this interview, Hope Credit Union Chief Mortgage Officer Jon Mulkin reflects on four decades in mortgage lending, from leading home loan operations at Morgan Stanley to helping first-time homebuyers build wealth through Hope’s mission-driven approach. He shares insights on affordable housing, community development, racial equity, and the future of mortgage lending in underserved communities.
City Survey: Greater Los Angeles
Greater Los Angeles is one of the most diverse and economically unequal regions in the country. Fortunately, it is also home to a wide range of community banks and credit unions committed to expanding access to capital through affordable housing, small business lending, and community development. Explore some of the best Better Banking Options serving Los Angeles and Orange County.
City Survey: Philadelphia
Philadelphia is home to an impressive collection of community banks, credit unions, and mission-driven financial institutions that have survived for generations. From Black-owned banks and immigrant-focused lenders to local savings banks with deep neighborhood roots, these Better Banking Options help keep deposits working in Philadelphia communities.
City Survey: Montgomery, Alabama
Montgomery is a city shaped by a rich history, strong community ties, and ongoing efforts to address economic inequality. These Better Banking Options—from Hope Credit Union to local CDFIs and minority-owned institutions—are helping provide access to capital, support underserved communities, and strengthen Montgomery’s local economy.
Why You Should Be Banking With Credit Union of Atlanta
Credit Union of Atlanta is a Black-led, community-focused credit union serving government employees, church communities, and their families in Atlanta. With branches in low-income neighborhoods and a commitment to financial inclusion, it’s a great option for those looking to support local economic development while accessing affordable banking services.
City Survey: San Francisco, San Jose and Oakland (Bay Area)
The Bay Area is home to some of the most innovative and mission-driven financial institutions in the country. Whether you’re looking to support immigrant communities, affordable housing, small businesses, or environmentally responsible lending, these Better Banking Options in San Francisco, San Jose, and Oakland offer a meaningful alternative to the mega banks.
Why You Should Be Banking With Gateway Bank, FSB
Gateway Bank is a small, community-focused bank headquartered in Oakland’s Chinatown that serves immigrant and low-income communities throughout the Bay Area. With a strong focus on housing lending and local investment, it stands out as one of the best Better Banking Options in Northern California.
City Survey: Chicago
Chicago’s banking landscape reflects both the city’s diversity and its history of segregation. From Black-owned banks on the South Side to community-focused institutions serving immigrant neighborhoods, these Better Banking Options are helping expand access to housing, small business lending, and community development throughout the city.
City Survey: Washington, DC
Washington, DC, has a surprisingly rich landscape of Better Banking Options, from Black-owned banks and immigrant-focused credit unions to cooperative lenders and community development institutions. This city survey highlights mission-driven banks and credit unions helping strengthen neighborhoods across the nation’s capital.
Latine Banks To Move Your Money To TODAY
Latine-majority banks play an essential role in providing banking services, lending, and financial access to communities that have historically been underserved by traditional institutions. Here are some of the best-known Latine-majority banks in the United States.
Open An Account At Hope Credit Union TODAY
Hope Credit Union is one of the nation’s leading Better Banking Options, using deposits to fund wealth-building loans in underserved Black communities across the Mid-South.
City Survey: Birmingham
From Black-owned banks to community-focused credit unions, Birmingham offers several Better Banking Options supporting local neighborhoods and families.
Why You Should Be Banking With Alamerica Bank
Alamerica Bank is a Black-owned Birmingham bank investing in Black communities through small business lending, housing loans, and personalized banking services.
City Survey: Detroit
Detroit offers several Better Banking Options focused on community lending, Black economic empowerment, and wealth-building loans for local families.
Why You Should Be Banking With First Independence Bank
First Independence Bank is Detroit’s only Black-owned bank, investing in Black communities through housing loans, small business lending, and local banking services.
Why You Should Be Banking With Tri-State Bank of Memphis
Tri-State Bank of Memphis is a historic Black-owned CDFI and MDI that has supported Black homeownership, churches, and civil rights efforts for decades.
Why You Should Be Banking With Chickasaw Community Bank
Chickasaw Community Bank is a Native-owned CDFI helping Indigenous families and businesses access housing loans and community-focused financial services.
City Survey: Memphis
From Black-led banks to community-focused credit unions, Memphis offers several Better Banking Options making real investments in local neighborhoods and families.
Why You Should Be Banking With United Bank of Philadelphia
United Bank of Philadelphia is a Black-led CDFI and MDI making major investments in small business lending and financial equity across Philadelphia.
Why You Should Be Banking With OPTUS Bank
OPTUS Bank is a historic Black-led bank in Columbia, SC, investing in underserved communities through wealth-building loans and community-focused banking.