Interview with Jon Mulkin
In this interview, Hope Credit Union Chief Mortgage Officer Jon Mulkin reflects on four decades in mortgage lending, from leading home loan operations at Morgan Stanley to helping first-time homebuyers build wealth through Hope’s mission-driven approach. He shares insights on affordable housing, community development, racial equity, and the future of mortgage lending in underserved communities.
Our Response to Hope's 2022 Impact Report
Hope Credit Union’s 2022 Impact Report demonstrates what mission-driven banking can accomplish when lending is focused on people traditionally excluded from financial opportunity. From first-time homebuyers to Black-owned businesses, Hope continues to invest in communities overlooked by conventional lenders.
A Reflection On Our Trip with Hope Credit Union
What does community banking look like in practice? On a trip through the Deep South with Hope Credit Union, we met civil rights leaders, visited community development projects, and saw firsthand how mission-driven lending can help create economic opportunity in communities affected by generations of discrimination and disinvestment.
City Survey: San Francisco, San Jose and Oakland (Bay Area)
The Bay Area is home to some of the most innovative and mission-driven financial institutions in the country. Whether you’re looking to support immigrant communities, affordable housing, small businesses, or environmentally responsible lending, these Better Banking Options in San Francisco, San Jose, and Oakland offer a meaningful alternative to the mega banks.
Why You Should Be Banking With Gateway Bank, FSB
Gateway Bank is a small, community-focused bank headquartered in Oakland’s Chinatown that serves immigrant and low-income communities throughout the Bay Area. With a strong focus on housing lending and local investment, it stands out as one of the best Better Banking Options in Northern California.
Why You Should Be Banking With Brooklyn Cooperative FCU
Brooklyn Cooperative FCU is a mission-driven credit union serving low-income and historically underserved neighborhoods in Brooklyn through affordable banking services and community-focused lending.
Why You Should Be Banking With First Federal Bank
First Federal Bank is a longstanding North Carolina community bank using local deposits to fund affordable housing and small business loans across the region.
City Survey: Raleigh, Durham and Chapel Hill
North Carolina’s Research Triangle is full of thriving local economies — and some excellent Better Banking Options. From community-focused credit unions to banks investing in affordable housing and small businesses, these institutions are helping Raleigh, Durham, and Chapel Hill grow more equitably.
Why You Should Be Banking With Local Bank
Local Bank is a Cherokee-owned CDFI investing deposits back into Native communities across Northeast Oklahoma through housing and community lending.
What is Values-Based Banking?
Values-based banking prioritizes community wellbeing, sustainable growth, and relationship-focused lending over short-term profit maximization. Here’s why it matters.
Why You Should Be Banking With Lead Bank
Lead Bank is redefining community banking in Kansas City through innovative lending products that help local businesses access opportunities traditionally out of reach.
Five Reasons to Break Up With Your Mega Bank
Mega banks prioritize profits and speculative investments over communities. Here are five reasons why moving your money to a local bank or credit union can make a real difference.
Why You Should Be Banking With Georgia Banking Company
Georgia Banking Company is a locally focused bank serving the Atlanta metro area with personalized customer service, strong housing lending, and modern banking technology. Its community-focused approach makes it a compelling alternative to large national banks.
Why You Should Be Banking With Consolidated Community Credit Union
Consolidated Community Credit Union is a Portland-based LICU and CDFI focused on serving low- and moderate-income neighborhoods through community-focused lending and accessible banking services. With deep local roots and modern banking technology, CCCU offers a strong alternative to large national banks.
Why You Should Be Banking With American Metro Bank
American Metro Bank is a Chicago-based Minority Depository Institution (MDI) serving immigrant and low-income communities through housing loans, small business lending, and bilingual banking services. With branches in low-income neighborhoods including Chinatown, the bank offers a community-focused alternative to large national banks.
Why you should be banking with Texas Bank Financial
Texas Bank Financial is a community-focused bank serving the Dallas-Fort Worth area with free checking accounts, modern mobile banking tools, and significant mortgage lending to low- and moderate-income households. For customers looking to move away from mega banks, it offers a more local and community-minded banking option in North Texas.
Why You Should Be Banking With HomeBank Texas
HomeBank Texas is a community-focused bank serving the Dallas-Fort Worth area through affordable housing loans, small business financing, and relationship-based banking. Originally founded in Seagoville, Texas, the bank continues to combine small-town banking values with impactful community development lending across North Texas.
Why You Should Be Banking With Cattleman’s Bank
Cattleman’s Bank is a community-focused bank serving southwestern Oklahoma and Dallas through exceptional small business and agricultural lending. Originally founded in rural Oklahoma, the bank continues to invest heavily in local economies through small farm loans, business financing, and community-focused banking services.
Why You Should Be Banking With Equitable Bank
Equitable Bank is a Nebraska community bank combining small-town relationship banking with highly effective community development lending in Omaha and beyond. Through strong small business, agricultural, and housing lending, the bank helps support local economies across both rural and urban communities in Nebraska.
Why You Should Be Banking With Naveo Credit Union
First Federal Savings and Loan Association is a tiny but impactful local bank serving Morehead, Kentucky through affordable housing loans, small business lending, and community-focused banking. With a strong commitment to keeping deposits invested locally, the institution demonstrates how small hometown banks can play a major role in supporting rural economic development.