Interview with Jon Mulkin
In this interview, Hope Credit Union Chief Mortgage Officer Jon Mulkin reflects on four decades in mortgage lending, from leading home loan operations at Morgan Stanley to helping first-time homebuyers build wealth through Hope’s mission-driven approach. He shares insights on affordable housing, community development, racial equity, and the future of mortgage lending in underserved communities.
City Survey: Montgomery, Alabama
Montgomery is a city shaped by a rich history, strong community ties, and ongoing efforts to address economic inequality. These Better Banking Options—from Hope Credit Union to local CDFIs and minority-owned institutions—are helping provide access to capital, support underserved communities, and strengthen Montgomery’s local economy.
Our Response to Hope's 2022 Impact Report
Hope Credit Union’s 2022 Impact Report demonstrates what mission-driven banking can accomplish when lending is focused on people traditionally excluded from financial opportunity. From first-time homebuyers to Black-owned businesses, Hope continues to invest in communities overlooked by conventional lenders.
A Reflection On Our Trip with Hope Credit Union
What does community banking look like in practice? On a trip through the Deep South with Hope Credit Union, we met civil rights leaders, visited community development projects, and saw firsthand how mission-driven lending can help create economic opportunity in communities affected by generations of discrimination and disinvestment.
Open An Account At Hope Credit Union TODAY
Hope Credit Union is one of the nation’s leading Better Banking Options, using deposits to fund wealth-building loans in underserved Black communities across the Mid-South.
Why You Should Be Banking With Texas National Bank
Texas National Bank is a Latine-led community bank and certified CDFI serving underserved communities in the southern tip of Texas. Through affordable housing loans, small business lending, and bilingual community-focused banking services, the bank helps expand financial access and economic opportunity in predominantly Latine communities along the Texas border.
Why You Should Be Banking With American Bank & Trust Co.
American Bank & Trust Co. is a community-focused Louisiana bank investing in small towns and underserved neighborhoods affected by Hurricane Katrina. Through strong small business lending, housing loans, and local community investment, the bank helps support economic recovery and long-term opportunity across southern Louisiana.
Why You Should Be Banking With Citizens Trust Bank
Citizens Trust Bank, founded in 1921 in Atlanta, is one of the nation’s oldest Black-owned banks. With branches across Georgia and Alabama, it empowers Black families through affordable housing loans, small business lending, and a century-long commitment to financial justice.
Why You Should Be Banking With Hope Credit Union
In towns where payday lenders were the only option, Hope Credit Union is changing the story. By providing mortgages, small business loans, and financial education, they’re helping families build wealth and trust in banking—often for the very first time.