Artificial Intelligence and Banking
Artificial intelligence is often presented as an objective tool for decision-making, but recent research suggests that AI may replicate the same racial biases already present in the banking industry. As lenders adopt these technologies, questions about fairness, transparency, and accountability are becoming more important than ever.
Five Reasons to Break Up With Your Mega Bank
Mega banks prioritize profits and speculative investments over communities. Here are five reasons why moving your money to a local bank or credit union can make a real difference.
Black Credit Unions You Should Move Your Money to TODAY
Black credit unions play an important role in expanding access to affordable financial services, community lending, and economic opportunity in Black communities across the United States.
Black Banks You Should Move Your Money To TODAY
Looking for a meaningful way to support Black communities financially? Black-owned banks and Minority Depository Institutions help expand access to housing, business loans, and banking services in historically underserved neighborhoods across the country.
Why Native American Banking Matters
Native American banks and credit unions play a vital role in addressing generations of economic exclusion and underbanking in Native communities. By supporting housing, small business lending, and financial access, these institutions help strengthen economic opportunity and preserve community self-determination.
How Mega Banks Create the Illusion of Effectiveness While Failing Communities
Mega banks often promote billion-dollar community development initiatives, but those numbers can be misleading when compared to the trillions of dollars they hold in assets. This article explains how to evaluate lending statistics using percentages rather than raw dollar amounts so you can better understand which banks are truly investing in low-income communities, affordable housing, and local economic development.
Why Minority Depository Institutions (MDIs) Are Essential for Reducing the Racial Wealth Gap
Minority Depository Institutions (MDIs) play a critical role in expanding financial access and economic opportunity in historically underserved communities. From combating the legacy of redlining to supporting Black, Latino, Asian American, and Native American communities through housing and small business lending, MDIs help direct capital into neighborhoods that traditional banking institutions have long neglected.